Success Stories

Setting Precedent

Disability insurance companies all over the country have long claimed that they could force a high income individual to work for minimum wage under policies that contain an "any occupation" clause.…

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Taming the ERISA Monster

Created to protect pension funds from unscrupulous employers, ERISA is a federal law that has become a favorite strategic weapon in the battle by insurance companies to deny policyholder claims. Simply…

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The Sting That Backfired

When a debilitating case of rheumatoid arthritis and injuries from a hit-and-run car accident combined to make a full day’s work impossible, a man filed a claim on a disability insurance policy he…

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Own Occupation Issues in Dramatic Jury Trial

Our client had been a successful licensed hypnotherapist for many years. He developed and was diagnosed as suffering from severe depression and other mental disorders. He applied for benefits under his…

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Never Give Up

Our client’s back problems were so severe that he could no longer perform his job in the cable television industry. A federal judge, relying on some of the harsher aspects of ERISA, completely dismissed…

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A Question of Timing

Some insurance companies will try any technique to deny a claim. Even when a disability seems to be obvious, insurance companies can often use other techniques to refuse to pay. One of clients was told…

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Was It All a Misunderstanding?

A disability insurer refused to acknowledge that our client, an emergency room physician, could no longer engage in that occupation due to the onset of post-polio syndrome. The insurance company engaged…

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Quadrino Schwartz Court Decisions

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