Negotiating Disability Settlements

There are a variety of ways in which a long term disability insurance claim can be settled or resolved in a permanent fashion. Quadrino Schwartz has over 25 five years of combined experience in settling long term disability insurance claims. One important factor in obtaining the best possible settlement is to let the insurance company know that if a battle were to take place concerning a claim, you are in a position to have the best possible attorneys engage in the fight and win.

Legal Representation in the Claims Process

Years ago, disabled individuals filled out their own claim forms and then hoped for the best. Before the entire disability insurance industry was in trouble, the industry had less resources and there was less scrutiny of claims. In today's world, however, clients around the United States often realize that they need legal representation in the claims process.

ERISA Appeals

The Employee Retirement Income Security Act ("ERISA") usually governs most long-term disability claims that are filed under a group policy obtained by your employer. When ERISA applies, you have a full range of legal rights that should be vigorously pursued in order to maximize your chances of success. On the other hand, there are many hidden dangers in ERISA that a disabled claimant must prepare for, plan against and protect against. An ERISA appeal is a complex and multifaceted set of materials.

Disability Litigation

Sometimes a disability lawsuit cannot be avoided. Some disability insurance companies actually sue disabled individuals for a refund of benefits already paid. In many other cases, it is actually a strategy of the insurance company to deny the disability claim and force a person into a lawsuit. No matter what the case, the lawyers at Quadrino Schwartz have decades of experience in successfully conducting and winning lawsuits on behalf of individuals with denied claims from UnumProvident and other companies.

Disability Insurance Trials

If a trial is necessary, a client should be aware that conducting a trial is a unique and special stage of the process of litigation. The disability attorney conducting the trial must have years of experience with bad faith insurance lawsuits so that he/she can mastermind a strategy that can be successfully employed in the courtroom. The disability attorneys at Quadrino Schwartz have many years of experience in preparing for and winning trials.

Class Action Lawsuits

Quadrino Schwartz is currently involved in a number class action law suits and has a team of lawyers experienced in commencing and pursuing disability insurance class action lawsuits. When we identify conduct of an insurance company such as UNUMProvident that affects hundreds or thousands of individuals throughout the country or in a particular state, our attorneys consider whether a case can be brought on behalf of all of the individuals affected.