The Employee Retirement Income Security Act ("ERISA") usually governs most long term disability claims that are filed under a group policy obtained by your employer. When ERISA applies, you have a full range of legal rights that should be vigorously pursued in order to maximize your chances of success. On the other hand, there are many hidden dangers in ERISA that a disabled claimant must prepared for, plan against and protect against.
An ERISA appeal is a complex and multifaceted set of materials that must be compiled, written, and submitted in order to maximize the chances of success on a long term disability insurance claim. Most people do not know that if an ERISA appeal is not successful and a lawsuit is necessary, a federal court may not be able to review any other materials other than the insurance company's file and the contents of your ERISA appeal.
An ERISA disability lawyer (such as can be found at Quadrino Schwartz) makes certain that the appeal takes into account all of the medical information, vocational information, medical records, statements of witnesses and all other legal arguments and issues that make a difference in the results we obtain. In addition, these materials and legal arguments are preserved for future consideration by a court, if a lawsuit is ultimately necessary. Our success rate on ERISA appeals is unparalleled because we invest the time and effort in obtaining success at the stage of the ERISA appeal, to avoid future litigation for the client.
For more information on how we can help you, contact us for an initial evaluation. An ERISA disability attorney is exactly the same thing as an ERISA lawyer and Quadrino Schwartz is known by both appellations.